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My Funded Futures Review
A US futures prop firm popular for a straightforward one-step evaluation, no daily drawdown on some plans and same-day style payouts.
Best for
- US futures traders
- Traders who dislike daily drawdown
- Prompt-payout seekers
Not best for
- You want the longest track record
- You trade forex/CFDs
- You won't read plan differences
Our verdict & scoring
My Funded Futures (MFFU) grew quickly in US futures prop trading and, since mid-2025, runs a multi-plan lineup (Core, Rapid, Pro, Flex, Builder) with no daily loss limit on any plan and an End-of-Day trailing drawdown (Rapid trails intraday). Profit splits run 80–90% by plan and payout cadences vary widely — Rapid daily, Builder roughly every 48h, Flex after 5 winning days, Pro bi-weekly. As a newer firm it has a shorter track record than the veterans, so weigh the safety signals alongside the flexible rules.
Scores are based on our review methodology. Affiliate relationships do not buy higher ratings.
Who should actually use My Funded Futures
MFFU is for futures traders who hate daily loss limits: none of its plans (Core, Rapid, Pro, Flex, Builder) use one — they run an end-of-day trailing max drawdown instead (Rapid trails intraday). The multi-plan lineup also covers payout preferences unusually well: Rapid pays daily, Builder roughly every 48 hours, Flex after 5 winning days, Pro bi-weekly, with splits of 80–90% by plan. It's futures-only and newer than the veterans, so it suits traders who'll actually read the plan differences — the rules genuinely vary.
What we'd change
The plan matrix is the double-edged sword: five plans with different drawdowns, splits, payout cadences and consistency conditions means real homework before buying — pick the wrong one and the rules won't fit your style. As a newer firm the track record is shorter than veterans like Topstep, evaluation fees recur monthly until you pass, and platform data fees stack on top.
How it compares to Topstep
Rules-flexibility vs track record. MFFU offers no daily loss limit on any plan, EOD trailing drawdown and payout cadences down to daily; Topstep is the industry veteran with the longest history, clear rules and strong education, but a more traditional structure. Traders who chafe under daily limits lean MFFU; safety-first traders lean Topstep. Both are futures-only monthly-subscription evaluations with no SIPC/FSCS protection.
Pros
- Flexible multi-plan lineup
- No daily loss limit on any plan
- Fast payout cadences (Rapid pays daily)
Cons
- Shorter track record than veterans
- Futures only
- Rules differ a lot across plans
Fees & hidden costs explained
Monthly evaluation fee by account size (frequently discounted); account sizes span $25k–$150k depending on plan. No daily loss limit; payout terms differ per plan.
Safety, regulation & availability
Prop firms are not regulated like brokers. MFFU offers simulated evaluations and funded accounts under contract on supported futures platforms.
Account protection: No SIPC/FSCS — contractual funded-account arrangement.
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Frequently asked questions
Does My Funded Futures have a daily drawdown?
No — across the 2026 lineup (Core, Rapid, Pro, Flex, Builder) none of the plans use a daily loss limit; they use an end-of-day trailing max drawdown instead (Rapid trails intraday). Check the specific plan before buying.
What is My Funded Futures' profit split?
80–90% depending on plan — Core and Pro at 80%, Rapid at 90%.
How fast does My Funded Futures pay out?
It varies a lot by plan: Rapid pays daily, Builder roughly every 48 hours, Flex after 5 winning days, and Pro bi-weekly.
How much does My Funded Futures cost?
A monthly evaluation fee by account size ($25k–$150k depending on plan), frequently discounted, recurring until you pass. Platform data fees may apply.
Is My Funded Futures regulated?
No — prop firms are not broker-regulated and carry no SIPC/FSCS protection. Evaluations and funded accounts are contractual arrangements on supported futures platforms.
What can I trade with My Funded Futures?
Futures and micro futures.
Official sources
Risk warning: Trading stocks, options, futures, forex, crypto, CFDs and funded accounts involves risk. You can lose money. This website is educational only and does not provide financial, investment, tax or legal advice.
Funded trading programs have rules, fees, drawdown limits, payout conditions and restrictions. Read the provider's terms before buying a challenge or plan.
Affiliate disclosure: We may earn a commission when you click some links on our site. This does not cost you extra. Our comparisons are educational and transparent, and our rankings are not affected by commissions.