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Public Review
A US investing app spanning stocks, ETFs, bonds, options and a high-yield cash account, with a transparency-focused, no-PFOF stance on equities.
Best for
- Beginners wanting transparency
- Multi-asset investing
- Treasuries/bonds access
Not best for
- You're an advanced active trader
- You need non-US markets
Our verdict & scoring
Public is a modern US investing app that has leaned into transparency — notably moving away from payment for order flow on stocks and adding Treasuries, bonds, options and a high-yield cash account. It's approachable for beginners while broadening into multi-asset investing.
Scores are based on our review methodology. Affiliate relationships do not buy higher ratings.
Pros
- No PFOF on stocks/ETFs
- Broad multi-asset access
- Clean, beginner-friendly app
Cons
- Lighter advanced tooling
- US-only
- Options order flow is still monetised
Fees & hidden costs explained
Commission-free stock/ETF trading; options contract fees may apply; some premium features via a membership.
Safety, regulation & availability
US: Open to the Public Investing, Inc. is an SEC-registered broker-dealer and FINRA/SIPC member (CRD# 127818); clearing via Apex Clearing. Serves US residents.
Account protection: SIPC coverage up to $500,000 (including $250,000 cash).
Available to retail traders in:
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Official sources
Risk warning: Trading stocks, options, futures, forex, crypto, CFDs and funded accounts involves risk. You can lose money. This website is educational only and does not provide financial, investment, tax or legal advice.
Leverage, volatility, fees, spreads, liquidity and platform rules can increase losses.
Affiliate disclosure: We may earn a commission when you click some links on our site. This does not cost you extra. Our comparisons are educational and transparent, and our rankings are not affected by commissions.