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Trading 212 Review
A popular UK/EU app offering commission-free stocks and ETFs, plus a separate CFD product. Beginner-friendly.
Best for
- UK/EU beginners
- Commission-free ETF investing
- Fractional shares
Not best for
- You're a US resident
- You want deep professional tooling
Our verdict & scoring
Trading 212 is a widely used UK/EU app known for commission-free investing in stocks and ETFs (Invest/ISA accounts) and a separate CFD platform. It offers fractional shares, pies for automated investing and a cash-interest feature. CFDs carry leverage and are not available to US retail traders.
Scores are based on our review methodology. Affiliate relationships do not buy higher ratings.
Pros
- Commission-free investing
- Great mobile UX
- Fractional shares and auto-invest pies
Cons
- CFDs are high-risk
- Not for US residents
- Limited advanced tools
Fees & hidden costs explained
Commission-free stock/ETF investing; FX fee on non-base-currency trades; CFD spreads/overnight fees on the CFD product.
Safety, regulation & availability
UK: Trading 212 UK Ltd is FCA-authorised (FRN 609146). EU: authorised via Trading 212 Markets Ltd (CySEC). CFDs carry ESMA/FCA leverage caps and negative-balance protection. Not available to US retail traders.
Account protection: UK: FSCS protection up to £85,000. EU: Cypriot Investor Compensation Fund up to €20,000.
Available to retail traders in:
Verify this platform yourself:
Frequently asked questions
Is Trading 212 available in the US?
No. Trading 212 serves UK and EU clients and is not available to US retail traders.
Official sources
Risk warning: Trading stocks, options, futures, forex, crypto, CFDs and funded accounts involves risk. You can lose money. This website is educational only and does not provide financial, investment, tax or legal advice.
Leverage, volatility, fees, spreads, liquidity and platform rules can increase losses.
Affiliate disclosure: We may earn a commission when you click some links on our site. This does not cost you extra. Our comparisons are educational and transparent, and our rankings are not affected by commissions.