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XTB Review
A listed UK/EU broker offering commission-free stocks/ETFs (to a monthly threshold) plus CFDs on its xStation platform.
Best for
- UK/EU active traders
- CFD traders
- xStation platform fans
Not best for
- You're a US resident
- You dislike leverage products
Our verdict & scoring
XTB is an established, exchange-listed broker serving UK/EU clients with commission-free stock and ETF investing up to a monthly turnover threshold, plus a broad CFD offering on its well-regarded xStation platform. Strong education and research; CFDs are leveraged and US-restricted.
Scores are based on our review methodology. Affiliate relationships do not buy higher ratings.
Pros
- Strong xStation platform
- Good education and research
- Publicly listed and transparent
Cons
- CFDs are high-risk
- US-restricted
- Threshold on commission-free investing
Fees & hidden costs explained
Commission-free stock/ETF investing up to a monthly threshold (fee applies above it); CFD spreads and overnight fees.
Safety, regulation & availability
UK: XTB Limited is FCA-authorised (FRN 522157). EU: regulated via entities such as KNF (Poland; parent XTB S.A. is Warsaw-listed) and CySEC. ESMA/FCA leverage caps and negative-balance protection apply to CFDs. Not for US retail traders.
Account protection: UK: FSCS up to £85,000. EU: national investor-compensation scheme of the relevant entity.
Available to retail traders in:
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Official sources
Risk warning: Trading stocks, options, futures, forex, crypto, CFDs and funded accounts involves risk. You can lose money. This website is educational only and does not provide financial, investment, tax or legal advice.
Leverage, volatility, fees, spreads, liquidity and platform rules can increase losses.
Affiliate disclosure: We may earn a commission when you click some links on our site. This does not cost you extra. Our comparisons are educational and transparent, and our rankings are not affected by commissions.